An investigation by insurer esure and solicitors HF, the UK’s leading counter-fraud legal specialists, found that he continued to party in Ibiza and live a normal, active life while alleging that he was injured.
Scott Timlin, better known as “Scotty T”, star of reality TV show Geordie Shore and winner of Celebrity Big Brother was found fundamentally dishonest at Court.
An investigation by insurer esure and solicitors HF, the UK’s leading counter-fraud legal specialists, found that he continued to party in Ibiza and live a normal, active life while alleging that he was injured.
In June 2020, Scott Timlin was involved in an accident in Gateshead involving a customer of esure’s. The customer admitted liability for the accident, but esure raised concerns when they received a personal injury claim from Scott Timlin 14 months after the accident.
He produced a medical report and issued proceedings in Court claiming he had suffered soft tissue injuries to his neck, shoulders, lower back and right hand. He told his medical expert that the injuries were ongoing and severe 15 months later
The specialist teams at HF and esure found extensive social media posts by Timlin. His Instagram account showed him on holiday in Ibiza one week after the accident, where he stayed for three months, partying, swimming and carrying out gymnastic poses. The posts and the fact that he never sought medical attention despite alleging severe pain made his claims seem inconceivable.
In November 2022, Scott Timlin attended Court to give evidence and claimed that the social media posts were old photographs that his agent would re-use to keep his profile active.
District Judge Thomas, however, found his case flawed and with his medical evidence claiming ongoing injuries 15 months after the accident, it was a “mystery” as to what treatment he had, any problems in his life caused by his injuries and what the recovery period was. Under cross-examination, Timlin confirmed that he did not in fact sustain any lower back pain and his body and hand did not hit the interior of his car, discrediting his claim even further.
Scott Timlin was found fundamentally dishonest and ordered to pay esure’s costs of £4282.
Jared Mallinson, Partner and Head of Counter Fraud at HF added, “This case is a fantastic example of our intelligence and fraud teams collaborating to help combat fraudulent claims for our clients. Social media played a huge part in Mr Timlin being found fundamentally dishonest and our holistic approach demonstrates the results that insurers can achieve.”
Andy Nixon, Fraud Operations Manager at esure said, “We are delighted with this outcome and the message it sends to anyone who is considering making fraudulent claims which detrimentally impact our honest customers’ premiums. Our investigation proved that Mr Timlin’s claim was dishonest and when it comes to trying to fraudulently claim from insurers, everyone is treated the same.”
This press release has been featured in The Sun, The Law Society Gazette, Law News and Legal Futures.
You may also like
50 Million Reasons to Celebrate HF’s Counter-fraud Technology
Five years ago, we launched HOLT, our AI-driven counter-fraud technology designed specifically for the insurance sector. The purpose of HOLT...
Engineered to Fail – 50k Claim Dismissed
Insurer Hastings Direct and HF, have succeeded in having a £50,000 claim dismissed due to the questionable evidence of an...
Ev-olution: Insurance Companies Beware – And be Prepared!
The emergence of electric vehicles (EVs) marks a significant evolution, and one that impacts insurance companies. The unique issues surrounding...
HF’s Counter-Fraud & Costs Teams save over £64k for Admiral
The true value of cross-departmental collaboration was showcased by HF in a recent claim, saving Admiral over £64,000. Following a...